Saving money and fiscal management are very crucial to life. Money is very important to survive in this world, but only a few people know how to properly manage households. Many people have time to save money, even for their own benefit, hard.
In most cases, you may be motivated to save money, but there is a time when temptation comes to your way. But you can designate not to let any coordination Temptation and can:
1. We will strive to avoid those things that keep you from preservation. However, if you buy the shoes of people you like, it may be unnecessary and please do not approach the place you do not. Always buy shoes from yourself We recommend you to buy it by being tempted.
2. When going to a grocery store. Always bring accurate quantities and bring a list of groceries with you. If you have limited money in your pocket at the grocery store, you are forced to purchase only the important things you need and preparing the groceries list is also tidy up Helps to get and helps in determining what needs to be ranked.
3. Move to the mall only when needed. In case you do not do shopping you had to collect what was important. Window shopping is only tempting to buy the clothes you saw in the boutique without actually needing it.
4. Please do not bring in like the card all the time. Seducing to buy things you do not need to just have a credit card in your pocket. This will also lower your balance and help you have a good credit score.
5. You are advised to save money on banks or invest in time deposits. If you are in a time deposit account, you will not be tempted from the bank to earn money every time you need cash.
6. You may also want to consider consulting with financial advisers. There are many programs that provide these services for free. We saved what kind of temptation as a consultation to help you be able to do.
"Young start: teach teenagers to save money"
Please try to make your parent's mind young too. The reverse is true when it comes to advice on "money issues". Welcoming father - It consisted of inputs of mothers such as financial resources.
In the past few years, teenagers gained billions of dollars in part-time and summer jobs.
In anticipation of what has been partly spent, the most preserved ones are big purchases, university education.
Children are more aware of family income sources and financial situation than these days. When they bet on their own they apply the principle of these money expenses.
Therefore, "training" teenagers to use their money wisely is a lot of parental responsibility.
As a parent, as a parent How can children be taught Can be taught by a hard effort to save teenagers:
1. Please lead by example.
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They will eventually do the same thing when they get to earn their own keeps, if you see allotting a certain amount for the needs of a certain home,
2. I will get a teenager and transfer it to a bank account.
I will give instant financial responsibility to establish a bank account under my name.
Explain how to sit down and manage your account, and how to save enough "pay" once they get.
Their savings can go to their college tuition fees, or big purchases like cars.
In addition to saving on something they display for it, in addition, it gives them a sense of accomplishment.
Extraordinary gains are for those who are young people in their teenage boys, their checking accounts etc.
3. Build "Expenditure Plan".
If they listen to the word 'budget', teenagers tend to be shy with just thinking of having to restrict the expense of their money.
Instead, you and your teen son or daughter can build a "spending plan". This would be how they are excited and how they can spend saving wisely.
Also have them listed under cost versus income.
Let them know the difference between the necessary items and the luxury items they want, which they can actually do without.
4. We will "mimic" invest in the stock market.
Please recognize the options they have financially.
Feel free to introduce some of the business of your daily newspaper and ask them to "mimic" invest in companies that manufacture the products they like.
We will monitor shares together and this will give them another option to invest their money in the future.
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