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How to become friends with your bank manager. He may even take you for lunch!



Bankers have the habit of writing nasty letters when they are owing money and only an excuse from their clients, instead of paying you if you receive such a letter Is upset and feel your banker is completely unreasonable by being so forceful, but because he remembers someone sitting on his back, you really are his Do the work and chase you for what you owe

However, when it's not very pleasant the crisp white envelope indicates the "private and confidential" land of your desk and has a pretty good idea of ​​what it contains, by involving the "Dear Mr. business man I will give you more overdraft limit to notify you .. "Panic!


It's tough. :
SME accounting system, bookkeeping, cash flow, credit check form, credit collection


Article body:
Bankers have the habit of writing nasty letters when they are owing money and only an excuse from their clients, instead of paying you if you receive such a letter Is upset and feel your banker is completely unreasonable by being so forceful, but because he remembers someone sitting on his back, you really are his Do the work and chase you for what you owe

However, when it's not very pleasant the crisp white envelope indicates the "private and confidential" land of your desk and has a pretty good idea of ​​what it contains, by involving the "Dear Mr. business man I will give you overdraft limit over notification. "Panic! What are you doing now?

The secret to keeping friendly relationships with your bank is to keep your account with credit, or at least within the borrowing limits you have agreed with them, so it's easier than doing in these difficult times, so where money Will you find out?

The answer is under your nose. That of the account customers are sitting in their bank! How much money is borrowed from you and is it very reluctant to pay back now?

"I borrowed?" You say. "I did not lend them money".

There is. When you grant them credit for goods or services, you are virtually free to lend them money, interest in your money freely. (Loans) The term is to pay at matching times as they are embarked on in your business terms, but what does that hold on? Not all, it is a place to find extra money to keep your bank manager sweet.

If you did not pay exactly the date after the due time for you to track them for your money and you did not pay for the solution, just keep in mind that the Bankmaster Award Graduate School of Aerospace Engineering Department Professor , I will add to him from now on.

What is that? Do you not want to upset a good customer? How does it seem like you're not paying for his guys if one of them falls and takes time for your own account?

In the business late payers can often go to bankruptcy very quickly, and then lost a lot! If your customer continues to make excuses, he must be in trouble, and in a very short time May mean a bigger problem for you

Return to your bank manager. What should he do before granting his credit? Don't make it automatic that customers are allowed to write credit. Check him out thoroughly first. Allow the account to be opened instead of enabling a discount for cash payments when you hand over the goods or complete the work

Chase the days that are late for all late taxpayers, chase them hard and continuously until they pay. Do not accept lame excuses. Uno from the bank department?

Because you supply the goods, it is your right to be paid for them.

Remember, today's late payer may be tomorrow's bad debt!

For lots of in-depth information on this subject, your 7 free valuable, very usable secret reports, web address in the resource box below http://www.speedypayers.com/

All the suggestions and comments in these notes are given in good faith and have been used by the author in his business before. Those who apply these suggestions to their own business suffer We will not be liable for any potential problems or losses, and if there is any doubt as to the consequences that may arise from following these suggestions, seek professional help before putting them into practice The

Copyright Polypromotion 2006. It is expressly prohibited to publish this article in hard copy form, in writing and without prior permission.

However, this article may be used freely in your own publications on the Internet, if played throughout, and without any change, including this notice


How can refunds increase?


With a refund policy, many customers do not make purchases or buy fewer items. These customers do not like spending their money unless the product is right. Yes they can exchange for other goods. However, if you don't have what you want now, you have money and nothing.


It's tough. :
Refund, exchange, sale, profit, customer service


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Why is that? If you allow a refund, you have lost sales. The short term answer is probably. The purpose of any business is to increase profits for the long term.

With a refund policy, many customers do not make purchases or buy fewer items. These customers do not like spending their money unless the product is right. Yes they can exchange for other goods. However, if you don't have what you want now, you have money and nothing.

Why are owners afraid to give money back? There are three main reasons, fear is the result of short-term thinking.
1. The owner can not stand and look at cash going out of the cash register. This will reduce the sales for the day.

2. The owner is concerned about fake refunds. If you manage properly, get up this way. People who use bogus refund concentrates in large stores.

3. The owner is concerned with a lot of products back. It is about you. It should not be a concern if they bring back resale products.

Most large companies have a customer-friendly return policy. I spent this customer. Unwanted items that are known to the customer may be returned. Sales and profit growth will outweigh the risk of proper control and false returns.

Just have a specific refund policy in place. For example, you can cash refund within 30 days of the original receipt and purchase. The longer the return period, the less likely you will receive a return. The customer puts the goods aside, or loses the receipt.

The refund policy is also a great opportunity. There is a small conflict against Too many owners do not take advantage of separating themselves from other businesses. It is a good idea to have several professional signs at least 8.5x11 around your refund policy store. Make this stand even more with bright colored paper.

Here is an example of what to put a sign on:
Gladly refunded on receipt

The symbols behind the register area can have full details.
You need to explain and understand all of your employees and make sure that you follow a customer friendly refund policy. There may be some resistance to change especially with the employees of the committee. But let us know that our long-term refund policy will increase sales and fees. If they still do not want to follow the policy, it is better off if they have worked somewhere.

Take the first step in improving your sales & profits by improving customer service with a friendly refund policy. Take off that short term hat, increase your sales and carry out strategies and policies that will benefit in the long run.

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