Protect yourself from identity theft-it's easier than you think.
It's tough. :
Credit, report, identity, account, credit report, theft, police, account opening, account, fee, card, information, open, account balance
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The person whose identity is stolen is a card or a loan that acquires your name, social security number, or other personal information.
The Federal Trade Commission (FTC) has reported that there have been 50,000 personal information theft cases last year with more than $ 900 million in consumer losses. The simplest type is credit card fraud, which accounts for over 60% of identity theft.
<b> Get your free credit report </ b>
Check Identity-A review of theft will make the credit report more than once a year. You can get a free credit report by calling every 12 months (877) 322-8228 or online and annual credit report website
<b> Protect yourself </ b>
Check your credit report for accounts you did not open and for high account balances.
Carry only the identification you need. Make a copy of the card you carry and keep it in a safe place. If you need to provide your wallet with the information you need until it disappears, it will gradually improve and become lost-stolen.
Do not respond to email messages or calls for personal or financial information.
<b> Personal Information Theft Warning Sign </ b>
Here are the most common signs of identity theft:
The credit card company's usage statement is free.
Get a bill for a description that you will never open.
Be denied credibility for obvious reasons.
Money is missing from your bank account.
<b> If your identity is stolen </ b>
Get a copy of your credit report. Beware of accounts you have not opened and suspicious high account balances.
Contact the main credit reporting company. Ask them to put a "deception alert" on your report. This alert business pretends a new account name from a previously issued credit suspension thief for identity verification.
Submit a "Personal Information Theft Police Report" at your local police station and keep a copy.
Please check in the reports of the companies in contact did not open or was it a fee? Send them certified letters contesting your police report copy and fraudulent charges.
Keep a record of your calls and letters.
Protect yourself from financial fraud
How can a family be able to prevent financial scams, especially for the elderly targeted?
It's tough. :
Credit, report, elderly, person, fraud, elderly, corporate, credit report, potential risk, credit research company
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In addition, it is recommended that the business or other organizations have the risk. If in doubt, please contact your state or county Consumer Protection Agency (listed on the blue page of the phone book) or Better Business Bureau.
Get key details of the important offers of writing and check them completely before you match anything. Trade before you get into potential risks with your responsibility.
"Only those who are making the pitch for turnover focus on profit or promised return, brush costs and potential risks, the seller is your best profit
Closely monitor credit card bills and bank statements. Look at your monthly statement as soon as they arrive, and report any inconsistencies or suspicious things, such as missing payments or fraudulent withdrawals.
Periodically check your credit report for indications that an ID thief has abused your name. Credit reports, which are prepared by companies called credit bureaus, summarize the history of paying each person's debt and other bills. If your credit report lists credit cards, loans or leases that you have never signed up with, the opportunity is a fraudster
Under the new federal law, you can receive one free credit report each year from each of the three major credit checks in the country. Expanded requests to professionals, we will maximize protection throughout the year. To get a free report, call toll free number 1-877-322-8228.
I remember the red flag of fraud. Whether you avoid scams or if you know some of the classic warning signs whether disease or the elderly relative is a victim or target of fraud they are:
* From an unfamiliar company that sounds too good to be true, such as emails or phone calls declaring the elderly to be "winners" with strangers or prizes or investments;
* A request to send money or bank account information before the promised product or service is delivered;
* Suggest to sell your financial products, home appliances and home repairs, which may not really need you right away, especially the pressure to say "yes" to oral offers;
* The elderly must have enough money to come in. Signs of lack of cash; and
* Checks to pay unfamiliar people and businesses for reasons that seniors can not explain.
Report fraud and theft immediately to the appropriate authorities.
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