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Small Business and Health & Safety Planning






Thousands of dollars can be saved by implementing a health and safety program for small businesses.





It's tough. :

Small Business Insurance, Insurance Discount, Insurance Claims, Small Business Forum, Small Business Insurance, Business Responsibility





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Small Business and Health & Safety Planning



SMEs that instead have a voluntary health and safety program have fifty percent fewer accidents, and OHSA's statistics show that most small businesses have fewer staff employees than their counterparts In order to have a formal health and safety program falling under legal requirements for having a program Sixty-eight percent of reported accidents are that businesses like retailers are not accident free Indicates the service industry.



Setting up a health and safety program will reduce costs. Having the program reduces the accident and results in compensation for the lower company workers comp; further business insurance companies Health & Safety Pro These premium premium discount programs expand programs than these insurance companies It exists to be able to. The average cost of the accident is $ 68,000. Direct costs of accidents such as workers' comp and fines collected can close the business. Indirect costs such as low employee sentiment, attorneys' fees, and retraining can be as expensive as they were otherwise.



The working program is:

1) Improve the concern of employee well-being show

2) Reduce income loss-A few accidents keep all employees at work

3) Give customers a boost-make sure your business is working optimally



Health and safety programs can be initiated by writing a health and safety policy. Second, how communication between all employees and owners works. And finally, place procedures in place to ensure safe practice.



Audits need to take place in order to find invisible hazards and dangerous practices. Look hard at work and record any factors that may lead to injury. These hazards are as easy as dangerous chemicals and letter openers. Identifying these hazards will lead to procedures to control them. Controls such as "do not run with scissors in your hand" are effective. Manually describe all the steps.



The implementation of these health and safety procedures is with behavioral changes. Some programs get weak and inefficient:

1) No definition of safety practices-no written process

2) No teamwork-safety is communication from top to bottom and vice versa. A well-written plan explains the role everyone plays in safety policy.

3) No effective goals-"Accident Free Day" posters come as a result of a sound safety process.

4) Wrong incentives-money does not work well as rewards. Health and safety should be worth the fun and employee effort. The incentive plan on the right is cost-effective and can have attainable goals. Encouragement plans can include a boss movie pass or simply "free coffee." Insurance industry reports for dollars spent on health and safety bring savings four to six dollars.



Once all of the hard work of developing and implementing a health and safety program takes place, take some time each month to check the workplace. It is recommended to check for dangerous trends that may occur, such as fire outlets being blocked constantly. Post a meeting with your employees this quarter. These meetings are a great way to get critical feedback from employees and keep them included. At least annually, do an audit to make sure your health and safety program is current with your current operations.



Health and safety programs are as exciting as putting them on a new roof, which is important to your business. Knowledge of hazards at work and ways to control them will keep everyone safe. For help on getting started, drop us an email at abbsafetynet@gmail.com.

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